Parents Information
Overview of 91自拍’s Annual Insurance Requirements
Each year all degree-seeking students* are defaulted into the 91自拍 Student Health Insurance Plan (NU-SHIP).- Students who are covered under an alternate insurance plan, e.g., a parent’s or spouse’s plan, must waive their NU-SHIP enrollment during the open enrollment period (typically July 1 – Oct 1).
- To waive NU-SHIP enrollment, students must affirm active alternate insurance that meets all of 91自拍’s comparable coverage requirements.
- Generally speaking, most out-of-state HMO plans and out-of-state Medicaid plans do not meet the University’s requirements as they only provide emergency/urgent care coverage in the Evanston and Chicago area.
- If students do not waive the NU-SHIP by the enrollment deadline, they remain enrolled in the NU-SHIP for the entire academic year, and they are billed the annual premium on their student account.
- Students who intend to use the NU-SHIP coverage are encouraged to confirm their enrollment online in CAESAR as soon as open enrollment begins. It takes Aetna approximately 4-5 business days to process enrollment records in their system, after students confirm NU-SHIP enrollment online.
- The Patient Protection Affordable Care Act (ACA) includes requirements for student health insurance plans; the NU-SHIP is a platinum-rated plan that meets all relevant ACA requirements.
*SPS students are exempt from this process
Guest Access not yet available
Please note the online coverage selection form is not available via guest access. In order to confirm or waive the NU-SHIP it must be completed while logged in the student portal.